Personal Insurance >>>

 

We offer a full line of personal coverage for your affluent clients through AIG, Chubb, NatGen.

These A-Rated carriers are clear leaders in providing insurance for affluent clientele. Their loss control and claims divisions are unparalleled and their service unmatched.

These markets provide exceptional coverage for homes, automobiles, Excess liability, Yachts, and private collections, but sometimes that coverage is not enough. They can also provide specialized coverages for private aviation, private staff, family offices and kidnap ransom & extortion. 

We know that you work to protect the assets of your affluent clientele and we will work with you to make sure they are covered.

Personal Umbrellas
You don't have to be a millionaire to be sued like one. That's why excess liability coverage, should be offered to all your personal clients. 

Multi-million dollar jury verdicts awarded in liability suits have continued to. Outcomes that frequently defy logic and fairness demand that even innocent bystanders protect themselves in today’s litigious world. Although it is tempting for your customers to try to save costs by reducing the limits—especially during tough economic times—excess/umbrella coverage provides the extra protection that insureds need to help them protect their assets in the event of a catastrophic loss. The good news is that this offers your agency tremendous opportunity for growth.

Our policies provide a number of important coverages:

  • Bodily injury
  • Property damage
  • Libel and slander
  • Legal fees

Our companies will defend your client against any suit seeking covered damages, even if the suit is groundless, false or fraudulent.


 

 


Standard Personal Lines
Placing standard personal lines coverage is more competitive than ever.  With direct markets, captive agents and independent insurance brokers competing over the same business, the more options you have for you clients the better.  Just because a client doesn’t own a multi-million dollar home does not mean that he options are limited.  We offer a broad range of coverage.  Your client’s can take advantage of multiline discounts that save money while they expand their insurance protection portfolio.

  • Home
  • Renters
  • Co-op/Condo
  • Valuable Articles
  • Builders Risk/Course of Construction
  • Umbrella
  • Automobile
  • Collector Automobile
  • Yacht
     

Yacht & Sports Fisherman Boats
Whether you own a small runabout, sailboat or multi-million-dollar megayacht, we can tailor coverage to meet your insureds’ specific coverage needs.  

+ More on boats

For example, with our megayacht program, we can cover your yacht when it’s chartered by others and offer you higher limits of liability to protect your assets. Polices include coverage for hull, machinery, sails, fitting, and equipment. Personal effects, dinghies, outboard motors, and boat trailer coverages are all part the yacht package policy. Special features include towing assistance, wreck removal expenses, hurricane protection and recovery.

Yacht liabilities include crew and passenger coverage, bodily injury, property damage to third parties, defense cost coverage, medical payments and fuel sill coverage. Underinsured boaters and uninsured boaters coverage is also available. In addition, our policy offers “agreed value” coverage for boats of all sizes, which essentially settles a loss before it occurs by allowing you to choose the insured value of your boat or yacht.

Looking to place your own coverage?
Give us a call if you are looking to place your own coverage. We can recommend an independent insurance broker who will work with you to make sure you are properly covered. Why an independent insurance agent?
Play video: Learn the Real Deal About Independent Agents